INSURANCE
INSURANCE IS AMONG THE INDUSTRIES ALREADY DEPLOYING AND EXPANDING THE POTENTIAL OF COMMERCIAL DRONES, EYEING TWO STRATEGIC OBJECTIVES: BETTER RISK MANAGEMENT THROUGH IMPROVED DATA COLLECTION, AND REDUCED OPERATIONAL COSTS THROUGH IMPROVED EFFICIENCY AND EFFECTIVENESS RELATED TO CLAIMS. DRONE DEPLOYMENT IS RAPIDLY EXPANDING AND EVOLVING, WITH CURRENT AND POTENTIAL APPLICATIONS SPANNING THE INSURANCE VALUE CHAIN.
PRE-LOSS INSURANCE
RISK ENGINEERING AND PRICING
Aerial site assessments can identify property features that allow the owner either to seek a reduced risk profile or to take appropriate actions to lower overall risk and justify premium discounts.
NATURAL DISASTER MONITORING
Drones can be quickly and safely deployed to monitor areas threatened by natural disasters. Governments working with insurance companies can monitor a situation and alert local residents to potential danger.
POST-LOSS INSURANCE
INSPECTION
Drones can provide a safer, faster, and more cost-effective way to conduct a site inspection, particularly in challenging working conditions.
RISK ASSESSMENT
CLAIMS ADJUDICATION
The precise photos that drones take can potentially improve the quality of the claims adjudication process.
FRAUD PREVENTION
The moment a property claim is reported (First Notice of Loss), a drone could be deployed to inspect the claims site, increasing information capture accuracy and timeliness.
CONTROL YOUR INSURANCE ONLINE AND ON-DEMAND. OUR COVERAGE IS MADE UP OF TWO LAYERS THAT WORK TOGETHER TO PROVIDE COMPREHENSIVE PROTECTION.
LAYER 1
COVERAGE WHEN NOT FLYING Base Coverage For 1 year, billed monthly. REQUIRED
LAYER 2
COVERAGE FOR YOUR FLIGHTS Flight Liability Coverage As little as a day, as long as a year. ON-DEMAND
ADD ON
Physical Damage Protection Repair or replacement if drone is damaged or stolen when not in flight Extends to protect your drone in flight when Flight Liability Coverage is added Physical Damage protection offered on a per-drone basis.
OPTIONAL
Protect Your Entire Inventory Coverage also available for: Sensors Ground Equipment Rates vary based on insured values.
Fly with peace of mind knowing policies are backed by one of the world’s most trusted and respected insurance companies.